Harley-Davidson® Financing

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Guaranteed Asset Protection (GAP)

You can't predict a theft or an accident. but with the Harley-Davidson® Guaranteed Asset Protection (GAP) Plan, you can be prepared should one occur. This valuable protection provides an extra measure of security and helps bring certainty to an uncertain world. the GAP Plan pays the difference between the fair market value of your vehicle and the outstanding balance with your lender.

In many cases, Harley-Davidson® motorcycle owners assume their primary cycle insurance coverage will be enough to cover any loss related to their bike. In reality, the actual cash value placed on your motorcycle by the insurance company may be substantially less than the outstanding balance on your loan contract. Can you afford to use money from your pocket to pay the difference, plus cover your insurance deductible? And what about the cost of buying a new motorcycle?

The GAP Plan allows you to limit your financial obligation in the event of a total loss and move on to a new bike purchase. This optional protection can be included in your loan agreement, providing valuable protection for your investment.

Harley-Davidson® Extended Service Plans

Sometimes, in the excitement of delivering your new motorcycle, we fail to sufficiently emphasize just how important it is for you to have this valuable protection. Not only does the Harley-Davidson® Extended Service Plan provide you with additional years of mechanical breakdown coverage beyond your factory warranty, but it also provides additional benefits not included in your factory warranty.

  •   Expense Reimbursement Package - Covers reimbursement for vehicle rentals, travel/lodging, and towing should a covered breakdown occur on the road.
  •   Tire & Wheel Coverage - Replaces your tires and/or wheels if damaged due to contact with a road hazard.
  •   Transfer Your Contract for Free - If you decide to sell your motorcycle before your contract expires. transfer it to the next owner and potentially increase the resale value.

We are pleased to inform you that if you have not already done so, you can still take advantage of the protection available with the Harley-Davidson® Extended Service Plan. But act now! Once your factory warranty expires, you won't be able to obtain this coverage at any price.

Extended Service Plans With Option for TIRE & WHEEL

  •   Comprehensive Coverage on Most Major Components, Parts & Systems
  •   Expense Reimbursement Package: Towing, Rental Vehicle, Meals and Lodging
  •   Nationwide Repair Location
  •   Locked-in Repairs costs
  •   Optional coverage for Tire and/or Wheel damage due to road hazard

60 Mo/$50.00 Deduction

Tire & Wheel Protection

  •   Coverage for Repair or Replacement Tires and Wheels that fail due to contact with a road hazard
  •   No Deductible
  •   No Maximum number of occurrences
  •   National Repair Location Assistance
  •   Rental and Towing charge reimbursement

Apply for Credit with Stubbs Harley-Davidson®!

Looking to finance your Harley-Davidson® motorcycle? Let Stubbs Harley-Davidson® get you riding today!

No need to waste your whole Saturday filling out paperwork! We offer our customers financing through our online application with finance professionals on staff to provide the most affordable payment options.

By filling out the secure online form, you'll help us start to create a personalized finance package for you. After that, we'll gather a bit more information so we can ensure you're getting the best possible deal. If you are unable to finish the full application process at this time, we may reach out to see how we can help!

Rest assured, we've put measures in place to ensure your loan application and identity are secure, confidential, and safe from identity theft. And we'll never provide your information to 3rd parties.

Owning a new or used motorcycle can be more affordable than you think. Let's get started today!

Think of Harley-Davidson® Financial Services as riders helping riders. From Harley-Davidson® Credit, getting you on the road, to Harley-Davidson® Insurance protecting the ride experience - we're here to complete the whole experience.

DISCLAIMER

2024 HERITAGE CLASSIC 114 IN RED ROCK/VIVID BLACK
*Financing Offer available only on select new 2024 Harley-Davidson® Softail® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Excludes 2024 Softail® Standard. Not all applicants will qualify. 1.49% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Heritage Classic 114 motorcycle in Red Rock/Vivid Black with Black Trim with an MSRP of $24,349, 10% down payment and amount financed of $21,914.10, 48-month repayment term, and 1.49% APR results in monthly payments of $470.57. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.


2024 FAT BOY® 114 IN SHARKSKIN BLUE
*Financing Offer available only on select new 2024 Harley-Davidson® Softail® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Excludes 2024 Softail® Standard. Not all applicants will qualify. 1.49% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Fat Boy® motorcycle in Sharkskin Blue with an MSRP of $22,649, 10% down payment and amount financed of $20,384.10, 48-month repayment term, and 1.49% APR results in monthly payments of $437.71. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.
 

2024 STREET BOB® 114 IN BILLIARD GRAY

*Financing Offer available only on new 2024 Street Bob® 114 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.35% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Street Bob® 114 motorcycle in Billiard Gray with an MSRP of $16,999, 10% down payment and amount financed of $15,299.10, 48-month repayment term, and 4.35% APR results in 47 monthly payments of $188.72 and a 48th balloon payment of $8,514.41. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.

Handlebar height is regulated in many locations. Check local laws to ensure your motorcycle meets applicable regulations.

 

2024 LOW RIDER® S IN BILLIARD GRAY

*Financing Offer available only on new 2024 Low Rider® S Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.88% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Low Rider® S motorcycle in Billiard Gray with an MSRP of $19,999, 10% down payment and amount financed of $17,999.10, 48-month repayment term, and 4.88% APR results in 47 monthly payments of $228.95 and a 48th balloon payment of $9,991.13. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.